We are here to discuss with you about new post updates Top 7 Government Schemes in India (Bharat) 2024 in which you all might be interested in. Here are seven of the top government schemes in India as of my last knowledge update in September 2021:
Top 7 Government Pradhan Mantri Jan Dhan Yojana- (PMJDY):
Launched in 2014, this financial inclusion program aims to provide access to basic banking services and financial literacy to all households in India. It promotes financial inclusion by offering savings accounts, insurance, and pension services to the unbanked population.
Pradhan Mantri Jan Dhan Yojana Benefits:
Savings Accounts: The scheme provides access to basic savings bank accounts with no minimum balance requirements. This enables people to securely deposit and save their money.
Financial Literacy: PMJDY includes financial literacy programs, which educate account holders about various banking and financial concepts, promoting better financial awareness.
Insurance Coverage: Account holders are offered life insurance and accidental insurance coverage, providing financial security to their families in case of unfortunate events.
Overdraft Facility: Account holders with a good transaction record can avail an overdraft facility, allowing them to borrow money for emergencies.
Direct Benefit Transfer (DBT): Government subsidies and benefits can be directly credited to PMJDY accounts, reducing leakages and ensuring that the intended beneficiaries receive their entitlements.
Rupay Debit Card: Account holders receive a Rupay debit card, which can be used for cash withdrawals, online and point-of-sale (POS) transactions, making banking more accessible.
Mobile Banking: PMJDY accounts often come with mobile banking facilities, allowing account holders to check balances and make transactions using their mobile phones.
Financial Security: PMJDY helps people build a financial safety net, promoting a culture of savings and reducing their dependence on informal and unregulated financial services.
Government Schemes Access: PMJDY account holders may have easier access to various government schemes and subsidies, as many of these require a bank account for disbursement.
Empowerment: By providing access to formal banking services, PMJDY empowers individuals to participate in the formal economy, access credit, and plan for their future financial needs.
Reduction of Black Money: The scheme aims to reduce the circulation of black money by encouraging people to bring their money into the formal banking system.
Pradhan Mantri Ujjwala Yojana (PMUY):
Started in 2016, PMUY provides free LPG connections to women from below-poverty-line households. The scheme aims to reduce the health hazards caused by cooking with traditional fuels like wood and improve the quality of life for rural women.
Pradhan Mantri Ujjwala Yojana (PMUY):
Clean Cooking Fuel: PMUY provides access to clean cooking fuel, primarily Liquefied Petroleum Gas (LPG), to households that traditionally used biomass or kerosene for cooking. This shift improves air quality and reduces health hazards caused by indoor air pollution.
Healthier Living: By switching to LPG, beneficiaries and their families are less exposed to harmful smoke and toxins generated by burning wood, dung, or kerosene, leading to better respiratory health.
Empowerment of Women: PMUY is particularly focused on empowering women as the LPG connection is issued in the name of the female head of the household. This promotes women’s participation in household decision-making and reduces their drudgery of collecting firewood.
Financial Relief: Beneficiaries receive financial assistance to get the initial LPG connection, including a gas stove and a regulator. This subsidy eases the financial burden on economically disadvantaged families.
Economic Impact: By reducing the time spent on collecting firewood and cooking, women have more time for income-generating activities or education, contributing to economic development.
Environmental Benefits: The use of LPG reduces deforestation and the pressure on natural resources as it decreases the demand for firewood and other traditional fuels as pert of Top 7 Government Schemes.
Reduced Fire Hazards: The use of LPG is safer than traditional cooking methods, reducing the risk of accidental fires, especially in households with children.
Government Initiatives: PMUY aligns with the government’s efforts to achieve cleaner and more sustainable energy sources, contributing to India’s environmental goals.
Empowerment of Vulnerable Communities: PMUY targets vulnerable and marginalized communities, ensuring that they also have access to clean cooking fuel.
Subsidy Benefits: Beneficiaries receive subsidized refills for their LPG cylinders as pert of Top 7 Government Schemes, making it affordable for them to continue using clean cooking fuel.
Improved Quality of Life: Access to clean cooking fuel enhances the overall quality of life for beneficiaries by providing a safer, healthier, and more convenient cooking solution.
Swachh Bharat Abhiyan (Clean India Mission):
Launched in 2014, this nationwide cleanliness and sanitation campaign focuses on building toilets, promoting proper waste management, and creating awareness about hygiene and cleanliness as pert of Top 7 Government Schemes. The goal is to make India open-defecation-free and clean.
Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY):
Introduced in 2018, PM-JAY is a health insurance scheme that provides financial protection for hospitalization expenses to over 100 million poor and vulnerable families in India as pert of Top 7 Government Schemes. It aims to ensure access to quality healthcare services.
Digital Bharat Campaign:
This initiative, launched in 2015, aims to transform India into a digitally empowered society and knowledge economy. It focuses on providing digital infrastructure, increasing internet connectivity as pert of Top 7 Government Schemes, and promoting digital literacy.
Make in Bharat Campaign:
Launched in 2014, the Make in India campaign encourages domestic and foreign companies to invest in India’s manufacturing sector as pert of Top 7 Government Schemes. It aims to boost the country’s manufacturing capabilities, create jobs, and promote economic growth.
National Rural Employment Guarantee Act (MGNREGA):
MGNREGA, launched in 2005, guarantees 100 days of wage employment per year to rural households. It aims to provide livelihood security to rural workers and address the issue of seasonal unemployment in rural areas.
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